Free home buying spreadsheet: Keyfinch Home Buying Planner Lite
Keyfinch Home Buying Planner Lite is a free home buying spreadsheet for first-time buyers. It helps you find your maximum home price, check a target price against your budget and compare up to 5 homes with a weighted must-have scorecard, all in one Excel-format workbook.
What’s included
- Affordability calculator: gross income, monthly debts, front-end and back-end DTI, maximum monthly payment and maximum home price, including taxes, insurance, HOA and PMI estimates.
- Target home check: full monthly payment breakdown with a Comfortable, Stretch or Over limit verdict.
- Homes: compare up to 5 homes with price per square foot, estimated payment and budget fit.
- Scorecard: 8 weighted criteria with must-have flags, scores and rank.
- Lite dashboard: KPI tiles, payment breakdown chart, home scores chart and your top homes.
- Settings with a single currency setting ($ by default) and locked formulas (no password).
Who it is for and how to use it
It is made for first-time buyers who are just starting to look and want a realistic price range before they talk to an agent or tour homes. Pick your currency and check the rate, tax and insurance assumptions in Settings. Enter your income, debts and planned down payment on Affordability to see your maximum home price. Then add the homes you like, rate each one from 1 to 5 on the Scorecard, and watch the dashboard rank them for you.
What the full version adds
The full Keyfinch Home Buying Planner adds a down payment savings tracker, price ladder and cash-to-close estimate, 15 homes on 12 criteria, a 200-row showing notes log, an offer tracker, contingency deadline alerts, a loan offer comparison, a closing cost worksheet, a 77-task moving and closing checklist, a full dashboard and a DOCX user guide.
Formats
Excel-format .xlsx for Microsoft Excel; tested in LibreOffice Calc; built with standard functions that also work when you open it in Google Sheets.
How to download
Downloading is free but needs a free Taskdale account. Free downloads are limited to 3 per day. Estimates only, not financial advice. Personal use only; please do not share or resell the file.
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