Ledgerwick is a small business accounting app you buy once and own. Create invoices, track expenses and bills, run payroll, import and reconcile your bank, and get a real Profit & Loss, Balance Sheet and Cash Flow — all in one private app that runs in your web browser. No monthly subscription, no Excel formulas to break, no account to create and no cloud. Your books stay on your computer.
Most small business owners either rent accounting software every month or juggle a fragile spreadsheet, an invoice template and a shoebox of receipts. Ledgerwick replaces all of it with one connected system: record a sale once and your dashboard, receivables, reports and tax summaries update automatically.
What this small business accounting app does
- Sends professional invoices and estimates with your logo, sales tax, discounts and shipping — print or save as PDF.
- Gets you paid faster with a Get-Paid Center: aging buckets, overdue alerts, partial payments and ready-to-send friendly, firm and final reminder emails.
- Tracks every expense with receipt photos stored privately on your device.
- Runs payroll with Social Security, Medicare, federal and state withholding, 401(k) and health deductions, plus printable pay stubs.
- Keeps your bank in check with CSV statement import, auto-categorizing rules and reconciliation to a zero difference.
- Explains your numbers with a live dashboard, cash forecast, budget vs actual and 18 reports.
Who it’s for
Freelancers, consultants, creatives, independent contractors, sole proprietors, side hustles, service businesses (salons, cleaners, trades, studios, clinics), small product shops and makers, and bookkeepers who want a simple, private tool for small clients. If you file a Schedule C or simply want to stop paying a monthly fee to see your own numbers, Ledgerwick was built for you.
Features
Sales & getting paid
- Dashboard with six KPI cards, 12-month sparklines, year-over-year change, revenue goal ring and a “needs attention” list
- Customers with payment terms, credit limits, tax-exempt status, profile pages and printable statements
- Estimates and quotes that convert to invoices in one click, with pipeline and win rate
- Invoices with live totals, recurring schedules (weekly to yearly), drafts, voids and bad-debt write-offs
- Sales receipts for cash, card and market sales
- Time tracking with a live timer — turn unbilled hours into an invoice in one click
Purchases & inventory
- Vendors with default categories, W-9 status and 1099 contractor tracking
- Bills with due dates, attachments, recurring bills and bill payments
- Purchase orders that add stock and create the bill when you receive them
- Expenses with receipt photos, billable-to-customer and CSV import
- Inventory with SKUs, average cost, margins, stock value, reorder alerts and stock adjustments
- IRS-style mileage log with deduction totals and a printable log
Payroll & banking
- Employees with hourly or salary pay and four pay frequencies
- Payroll runs with overtime, bonuses, wage-base limits, employer taxes, pay stubs and a payroll register
- Bank register for every bank, cash and credit card account with running balances
- Bank statement import with column matching, duplicate detection and payee rules
- Bank reconciliation with history and undo, plus journal entries for adjustments
Reports & Tax Center
- Profit & Loss with previous-period comparison or month-by-month columns
- Balance Sheet on any date that always balances, and a Cash Flow Statement that ties to your bank
- Cash forecast for 30–180 days and Budget vs Actual with monthly detail
- Reports library: trial balance, general ledger, sales by customer and product, expenses by vendor and category, A/R and A/P aging, inventory valuation, sales tax liability, payroll summary and transaction list
- Tax Center: sales tax summary, quarterly payroll tax helper (Forms 941/940), estimated tax planner with due dates, Schedule C worksheet and 1099-NEC contractor list
What’s included
- Ledgerwick app — one HTML file with 29 connected tools
- Illustrated user guide (Word .docx, 22 pages)
- Full sample business built into the app to explore before you start
- CSV import templates for customers, vendors, products and expenses
- Sample bank statement to practice the bank import
- Quick-start sheet and license file
How it works
- Download and unzip your files.
- Double-click Ledgerwick.html — it opens in your browser. Nothing to install.
- Explore the sample business, or answer four quick questions to set up your own books.
- Add customers, invoices, bills and expenses. Your reports build themselves.
File formats & software requirements
- App: HTML file that runs offline in Google Chrome or Microsoft Edge on Windows, Mac or Chromebook (the browsers it has been tested in)
- Guide: DOCX (opens in Word, Google Docs, Pages or LibreOffice)
- Templates: CSV (Excel, Google Sheets, Numbers)
- No Excel, Microsoft 365, macros, account or internet connection needed after opening
Customization
Add your logo, address and EIN once and they appear on every invoice, estimate, statement and pay stub. Choose your currency with one setting that every amount follows (US dollars by default), plus number style, date format, fiscal year, sales tax name and rate, invoice numbering, payment instructions and footer. Pick from eight color themes and light or dark mode, edit the 70+ account chart and its Schedule C mapping, set a closing date to lock filed periods, and keep separate books for several companies.
Your data & digital download
This is an instant digital download — no physical item is shipped. Your books are saved privately in your browser on your device; nothing is uploaded. Download a backup file at any time (it includes receipt photos), restore it on another computer, and export any list or report to CSV.
Real ways people use Ledgerwick
- A freelance designer bills a monthly retainer automatically and tracks hourly work with the timer.
- A cleaning company runs bi-weekly payroll for three employees and prints pay stubs.
- A maker sells at markets with sales receipts and gets reorder alerts before stock runs out.
- A consultant imports the bank statement monthly, reconciles in minutes and hands the Schedule C worksheet to their tax preparer.
FAQ
Do I need a subscription, Excel or internet?
No. It’s a one-time purchase. The app runs in your browser and works offline.
Which computers and browsers does it work on?
Windows, Mac and Chromebook using Google Chrome or Microsoft Edge.
Is my financial data private?
Yes. There’s no account, login, cloud or tracking. Everything stays on your device.
Can I use my own currency and logo?
Yes. Set your currency once in Settings and every amount follows it. Your logo appears on all documents.
Does it handle payroll taxes and sales tax?
It calculates and tracks them, and the Tax Center summarizes what you owe. It doesn’t file returns or send payments for you.
Can I run more than one business?
Yes. Add as many companies as you need and switch between them.
How do I keep my books safe?
Download a backup from Settings every couple of weeks. A reminder appears when it’s time.
Ledgerwick is a bookkeeping and organization tool, not tax, legal or accounting advice. Payroll and tax figures are planning estimates — confirm them with official sources or a professional. Personal and internal business use only; resale or sharing of the files is not permitted. Not affiliated with any other software brand.
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