Free Cash Envelope Budget Spreadsheet | Envelora Lite Cash Stuffing Template for Excel

Free cash envelope budget spreadsheet

Envelora Lite is a free cash envelope budget spreadsheet for anyone who wants to try cash stuffing with a digital record. Plan each paycheck, stuff up to 8 envelopes, log your spending and see every envelope’s balance on a simple pink dashboard.

What is included

• Start Here tab with setup steps and tab links
• Dashboard with 4 KPI tiles, 2 charts, an envelope wall and status board
• Envelopes tab for 8 envelopes: type, kept as cash or bank, plan per paycheck, starting cash, live balance and status
• Paychecks tab with 12 paycheck rows and left to assign
• Spend Log with 100 rows, payment methods, moves between envelopes and running balances
• 100 Envelope Challenge with tick boxes and a multiplier
• Settings with one currency symbol for every money value

Excel-format .xlsx for Microsoft Excel; tested in LibreOffice Calc; built with standard functions that also work when you open it in Google Sheets. Personal use only.

Who it is for

Envelora Lite suits beginners who want to try the cash envelope system before committing, budgeters who only need a handful of cash envelopes, and anyone who wants to run the 100 envelope challenge with automatic totals instead of a paper chart.

How to use it

1. Set your currency symbol, budget year and pay frequency in Settings.
2. Name your envelopes and type a plan per paycheck for each one.
3. On payday, enter your pay, the bills you pay from the bank and what you stuff into each envelope until left to assign reaches zero.
4. Log each purchase in the Spend Log. Balances, statuses and the dashboard update by themselves.

What the full version adds

The full Envelora Cash Stuffing Budget Spreadsheet adds 20 envelopes, 53 paychecks, a 1,000-row spend log, the Envelope Ledger printable insert, a Sinking Funds tracker with needed per paycheck, a Cash vs Card report, a Cash Count and bank withdrawal planner, the 52-week and custom savings challenges, a full dashboard with 8 tiles, 4 charts and a month filter, and an illustrated user guide.

How to download

Downloading is free with a free Taskdale account. Free downloads are limited to 3 per day.